People often underestimate how long they are going to live,
which can cause them to overestimate how much they can spend each year in
retirement. For many, the mistake lies in overlooking advances in health care
that improve their odds of living longer than their parents did.
For an estimate that incorporates health, habits,
socioeconomic status and family history, there are numerous online life-expectancy
calculators, which will help you to get some kind of ballpark estimates on how
long you will live after the planned retirement, allowing spending you saved
assets wisely.
1. Social Security
The first we would like to mention is the official Life
Expectancy Calculator from the Social Security website, that is supposed to calculate
the average number of additional years a person can expect to live, based only
on the gender and date of birth you enter.
Definitely, this calculator is very basic, and does not take
into account a wide number of factors such as current health, lifestyle, and
family history that could increase or decrease life expectancy.
2. Blue Zones
Vitality Compass
Developed with the University of Minnesota School of Public
Health, the calculator is powered by an algorithm that takes into account 29
factors, that 314 academic studies have linked to life expectancy, making it
one of the most accurate life estimators, currently available.
It can calculate your:
* Biological Age
* Overall Life Expectancy
* Healthy Life Expectancy
* Years, you are gaining/losing because of your habits.
As a result, by offering overall and healthy life expectancy
estimates, the service can provide useful insight into the number of years a
person might pay higher health-care or long-term-care expenses. It also provides
up to 12 customized recommendations for you to help you live longer and live
better.
3. Living to 100
The Living to 100 Life Expectancy Calculator uses the most
current and carefully researched medical and scientific data in order to
estimate how old you will live to be.
The calculator asks you 40 quick questions related to your
health and family history, and takes about 10 minutes to complete. At the end,
you will be asked to create an account to store your answers.
4. How Long Will I
Live?
The longevity calculator, developed by professors at the
University of Pennsylvania, is characterized by absolutely simplistic, easy and
fast to fill, questionnaire. It includes about 40 different questions, which
you have to fill with as high statement accuracy as possible.
5. Poodlewaddle Live
Clock
The longevity and vitality of your life is relative to your
lifestyle, activities, and health, not just your date of birth. Virtual Age
reflects your health and vitality. The lower it is the better shape you are in.
It is used to calculate the Life Expectancy of someone of your physical age.
Complete 14 simple questions test to calculate your Virtual
age.